:root{
  --navy:#0a1f38;
  --navy2:#173a60;
  --blue:#2468c8;
  --teal:#27a1a8;
  --gold:#d3b06d;
  --ink:#132033;
  --muted:#667487;
  --light:#f4f7fa;
  --line:#e4eaf0;
  --white:#fff;
  --shadow:0 18px 55px rgba(8,31,56,.12);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff}
a{text-decoration:none;color:inherit}
.wrap{width:min(1180px,calc(100% - 36px));margin:auto}

.topbar{background:#071827;color:#fff;font-size:13px}
.topbar-inner{display:flex;justify-content:space-between;align-items:center;padding:9px 0}
.topbar-inner div{display:flex;gap:18px}
.site-header{position:sticky;top:0;z-index:60;background:#fff;box-shadow:0 1px 0 var(--line)}
.nav-row{min-height:84px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:10px}
.brand-icon{width:44px;height:44px;border-radius:12px;background:linear-gradient(135deg,var(--navy),var(--teal));color:#fff;display:grid;place-items:center;font-weight:900;font-size:20px}
.brand-type{display:flex;flex-direction:column;line-height:.9}
.brand-type b{font-size:18px;letter-spacing:.08em}
.brand-type small{font-size:10px;letter-spacing:.28em;color:#7b8794;margin-top:6px;font-weight:900}
.nav{display:flex;align-items:center;gap:18px;font-size:14px;font-weight:800}
.nav-cta,.btn{background:var(--navy);color:#fff;border:0;border-radius:999px;padding:13px 20px;font-weight:900;display:inline-flex;align-items:center;justify-content:center;cursor:pointer}
.menu-toggle{display:none;border:0;background:none;font-size:28px}

.hero{background:linear-gradient(110deg,#0a1f38 0%,#173a60 62%,#296c89 100%);color:#fff;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;width:500px;height:500px;border:85px solid rgba(211,176,109,.12);border-radius:50%;right:-170px;bottom:-240px}
.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:52px;align-items:center;padding:82px 0;position:relative;z-index:2}
.eyebrow{display:inline-block;font-size:13px;font-weight:900;letter-spacing:.11em;color:#2c6ab8}
.eyebrow.light{color:#e5c78a}
.hero h1,.inner-hero h1{font-size:58px;line-height:.98;letter-spacing:-.04em;margin:13px 0 22px}
.hero p,.inner-hero p{font-size:19px;line-height:1.65;color:#e6edf4}
.hero-actions{display:flex;gap:17px;align-items:center;flex-wrap:wrap;margin-top:26px}
.phone-large{font-size:25px;font-weight:900}
.hero-card{background:#fff;color:var(--ink);border-radius:24px;padding:28px;box-shadow:var(--shadow)}
.hero-card h3{font-size:25px;margin:8px 0}
.checks{list-style:none;padding:0;margin:18px 0}
.checks li{padding:11px 0;border-bottom:1px solid var(--line)}
.checks li:before{content:"✓";display:inline-grid;place-items:center;width:22px;height:22px;border-radius:50%;background:#e8f5f2;color:#0c635f;margin-right:10px;font-weight:900}

.trust-strip{background:#eef3f5}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;padding:22px 0;text-align:center}
.trust-grid strong{display:block;font-size:22px;color:var(--navy)}
.trust-grid span{font-size:12px;color:var(--muted)}

.section{padding:72px 0}
.section.alt{background:var(--light)}
.section-head{max-width:790px;margin-bottom:34px}
.section-head h2{font-size:42px;line-height:1.06;letter-spacing:-.03em;margin:8px 0 12px}
.section-head p{font-size:18px;color:var(--muted);line-height:1.65}

.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:25px;box-shadow:0 8px 28px rgba(8,31,56,.05)}
.icon{width:50px;height:50px;border-radius:14px;background:#eaf5f5;display:grid;place-items:center;color:#0e5160;font-weight:900}
.card h3{font-size:22px;margin:17px 0 9px}
.card p{color:var(--muted);line-height:1.65}
.more{font-weight:900;color:#1f629e}

.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;counter-reset:steps}
.step{background:var(--navy);color:#fff;border-radius:22px;padding:28px;min-height:240px}
.step:before{counter-increment:steps;content:counter(steps);display:grid;place-items:center;width:46px;height:46px;border-radius:50%;background:#d8b878;color:#132033;font-weight:900;font-size:21px}
.step h3{font-size:22px}
.step p{color:#dce5ed;line-height:1.65}

.inner-hero{background:linear-gradient(110deg,#0a1f38,#19446b);color:#fff;padding:70px 0}
.inner-hero h1{max-width:880px;margin-bottom:16px}
.inner-hero p{max-width:770px}

.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.panel{background:var(--navy);color:#fff;border-radius:24px;padding:30px}
.panel-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.panel-item{background:rgba(255,255,255,.08);border-radius:14px;padding:17px}
.panel-item strong{display:block;color:#e5c78a;font-size:19px}
.panel-item span{font-size:13px;color:#dce6ee}

.form-layout{display:grid;grid-template-columns:1fr .52fr;gap:30px}
.form-card{background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow);padding:28px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field.full{grid-column:1/-1}
.field label{display:block;font-size:13px;font-weight:900;margin-bottom:7px}
.field input,.field select,.field textarea{width:100%;border:1px solid #ccd4de;border-radius:10px;padding:13px 14px;font:inherit}
.field textarea{min-height:125px}
.help{font-size:13px;color:var(--muted);line-height:1.5}
.side{background:#eef4f4;border-radius:22px;padding:26px;height:max-content}
.side h3{font-size:24px;margin-top:0}

.faq details{border-bottom:1px solid var(--line);padding:18px 0}
.faq details:first-child{border-top:1px solid var(--line)}
.faq summary{font-size:18px;font-weight:900;cursor:pointer}
.faq p{max-width:900px;color:var(--muted);line-height:1.65}

.footer-cta{background:#d8b878;color:#0a1f38}
.footer-cta-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:40px 0}
.footer-cta h2{font-size:34px;margin:5px 0 0}
.footer-cta-actions{display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.btn-light{background:#fff;color:#0a1f38}
.footer-phone{font-size:24px;font-weight:900}

.site-footer{background:#081827;color:#fff}
.footer-grid{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:32px;padding:48px 0 30px}
.footer-grid h4{color:#e5c78a;margin-top:0}
.footer-grid a{display:block;color:#d7e0e8;margin:9px 0;font-size:14px}
.footer-grid p{color:#b7c4d0;line-height:1.65}
.footer-brand{margin-bottom:14px}
.legal{border-top:1px solid rgba(255,255,255,.13);padding:22px 0 30px}
.legal p{font-size:12px;line-height:1.6;color:#aab7c4}
.legal-links{display:flex;gap:18px;flex-wrap:wrap;font-size:13px}

.whatsapp{position:fixed;right:20px;bottom:20px;width:55px;height:55px;border-radius:50%;display:grid;place-items:center;background:#25d366;color:#fff;font-weight:900;box-shadow:0 8px 25px rgba(0,0,0,.2);z-index:80}
.cookie-box{position:fixed;left:20px;right:20px;bottom:20px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:18px;padding:18px 20px;display:none;justify-content:space-between;align-items:center;gap:18px;z-index:90}
.cookie-box.show{display:flex}
.cookie-box span{display:block;color:var(--muted);font-size:13px;margin-top:4px}
.cookie-actions{display:flex;gap:10px}
.cookie-actions button{border:1px solid var(--line);background:#fff;border-radius:999px;padding:11px 14px;cursor:pointer}
.cookie-actions button.btn{background:var(--navy);color:#fff}

@media(max-width:920px){
  .menu-toggle{display:block}
  .nav{display:none;position:absolute;left:0;right:0;top:115px;background:#fff;padding:20px;box-shadow:var(--shadow);flex-direction:column;align-items:flex-start}
  .nav.open{display:flex}
  .hero-grid,.split,.form-layout{grid-template-columns:1fr}
  .cards,.steps{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
  .hero h1,.inner-hero h1{font-size:44px}
}
@media(max-width:620px){
  .topbar-inner{flex-direction:column;align-items:flex-start;gap:5px}
  .topbar-inner div{gap:10px}
  .hero-grid{padding:52px 0}
  .hero h1,.inner-hero h1{font-size:36px}
  .section-head h2{font-size:32px}
  .cards,.steps,.grid2,.footer-grid,.panel-grid{grid-template-columns:1fr}
  .trust-grid{grid-template-columns:1fr 1fr}
  .footer-cta-inner{flex-direction:column;align-items:flex-start}
  .cookie-box{flex-direction:column;align-items:flex-start}
  .whatsapp{bottom:105px}
}